Important Disclaimer: This document is prepared by David Willards Group Pty Ltd (DWG) for informational and discussion purposes only. It does not constitute financial advice, tax advice, or a recommendation to purchase any financial product or investment. Tax figures use the 2026-27 ATO resident rates and a 12% super guarantee and are estimates only. Any SMSF figures are illustrative and are not a recommendation to establish or use a self-managed super fund — SMSF decisions require advice from a licensed financial adviser and accountant. All projections, calculations, and estimates are based on assumptions provided during this session and are not guaranteed. Past performance is not indicative of future results. Property values, rental income, interest rates, and tax outcomes may vary materially from projections. DWG may receive fees or commissions in connection with property or services introduced to you, and any membership fee may be credited toward a property acquisition through DWG. You should seek independent advice from a licensed financial adviser, accountant, solicitor, and mortgage broker before making any investment decision. DWG does not hold an Australian Financial Services Licence (AFSL).