Portfolio Projections
Borrowing Power Snapshot
⚠ Equity BuildingCombined Income
$175,000
Max Borrowing
$980,000
Max Purchase (80%)
$1.23M
Usable Equity @80%
$0
New Dual Key Acquisition
SMSF Property (from SMSF Calculator)
Auto-synced$650,000
$455,000
5.5%
Portfolio Assumptions
Year 5
$1.75M
Debt: $987,596
Equity: $760,439
Rent: $95,604/yr
Buy up to: $1.23M
Year 10
$2.18M
Debt: $894,388
Equity: $1.29M
Rent: $108,167/yr
Buy up to: $1.23M
Year 15
$2.73M
Debt: $765,499
Equity: $1.96M
Rent: $122,381/yr
Buy up to: $1.23M
Year 20
$3.41M
Debt: $587,269
Equity: $2.83M
Rent: $138,463/yr
Buy up to: $1.23M
Year 25
$4.27M
Debt: $340,809
Equity: $3.93M
Rent: $156,658/yr
Buy up to: $1.23M
Borrowing Capacity by Year
How much can be borrowed at each milestone as debt reduces and equity grows
| Year | Usable Equity | Max Borrow | Max Purchase | Total Debt |
|---|---|---|---|---|
| Year 5 | $410,832 | $980,000 | $1.23M | $987,596 |
| Year 10 | $852,676 | $980,000 | $1.23M | $894,388 |
| Year 15 | $1.42M | $980,000 | $1.23M | $765,499 |
| Year 20 | $2.14M | $980,000 | $1.23M | $587,269 |
| Year 25 | $3.08M | $980,000 | $1.23M | $340,809 |
Annual Portfolio Performance
| Year | Portfolio Value | Total Debt | Total Equity | Annual Rent | LVR | Value Bar |
|---|---|---|---|---|---|---|
| Yr 1 | $1.46M | $1.04M | $420,292 | $86,613/yr | 71.3% | |
| Yr 2 | $1.53M | $1.03M | $499,289 | $88,778/yr | 67.4% | |
| Yr 3 | $1.60M | $1.02M | $582,180 | $90,997/yr | 63.6% | |
| Yr 5 | $1.75M | $987,596 | $760,439 | $95,604/yr | 56.5% | |
| Yr 7 | $1.91M | $953,891 | $956,790 | $100,444/yr | 49.9% | |
| Yr 10 | $2.18M | $894,388 | $1.29M | $108,167/yr | 41.0% | |
| Yr 15 | $2.73M | $765,499 | $1.96M | $122,381/yr | 28.0% | |
| Yr 20 | $3.41M | $587,269 | $2.83M | $138,463/yr | 17.2% | |
| Yr 25 | $4.27M | $340,809 | $3.93M | $156,658/yr | 8.0% |
Gold bar = portfolio value proportion. Green overlay = equity portion. LVR shown is total debt ÷ total value.
Wealth Roadmap Builder
Drag events between years to plan the client's property journey. Add events below.
Yr 1
$1.46M
↑ $127,592 equity
Yr 2
$1.53M
↑ $193,306 equity
Yr 3
$1.60M
↑ $262,304 equity
Yr 4
$1.67M
↑ $334,752 equity
Yr 5
$1.75M
↑ $410,832 equity
Yr 6
$1.83M
↑ $490,734 equity
Yr 7
$1.91M
↑ $574,654 equity
Yr 8
$2.00M
↑ $662,802 equity
Yr 9
$2.09M
↑ $755,397 equity
Yr 10
$2.18M
↑ $852,676 equity
Yr 11
$2.28M
↑ $954,880 equity
Yr 12
$2.39M
↑ $1.06M equity
Yr 13
$2.50M
↑ $1.18M equity
Yr 14
$2.61M
↑ $1.29M equity
Yr 15
$2.73M
↑ $1.42M equity
Drag events between year columns to replan. Equity and portfolio value shown per year from projections above.
Portfolio Value, Debt & Equity
- Value
- Debt
- Equity
Annual Rental Income Growth
Max Borrowing Power Over Time
- Max Purchase @ 80% LVR
- Max Borrowing
Equity by Asset at Milestones
- Existing
- Dual Key
- SMSF