SMSF Calculator
Contributions & Income
💡 Auto-sourced from Discovery Session — tap to override
Employer contributions: $21,000/yr
Step 2
Step 2
Step 4 — auto-filled
Property Details
= $35,776/yr
Yield: 5.5% p.a.
Extra Repayment Boost
Additional amount paid off the SMSF loan each year
Outgoing Costs
| Line Item | Annual | Weekly |
|---|---|---|
| â–¼ Income | ||
| Employer Contributions (App. 1) | $13,800 | $265 |
| Employer Contributions (App. 2) | $7,200 | $138 |
| Voluntary Contributions | $0 | $0 |
| Gross Rental Income | $35,750 | $688 |
| TOTAL INCOME | $56,750 | $1,091 |
| â–¼ Outgoings | ||
| Loan Repayments (P&I) | $34,511 | $664 |
| Property Management (5% of rent) | $1,788 | $34 |
| SMSF Administration | $3,000 | $58 |
| Bank Fees | $395 | $8 |
| Building Insurance | $2,100 | $40 |
| Council Rates | $1,800 | $35 |
| Water Rates | $1,000 | $19 |
| Repairs & Maintenance (0.25%) | $1,625 | $31 |
| TOTAL OUTGOINGS | $46,218 | $889 |
| â–¼ Net Cashflow | ||
| Net CF (incl. super contributions) | $0 | $0 |
| Net CF (rental income only) | $0 | $0 |
Acquisition Costs
Deposit
$195,000
Stamp Duty
$26,000
Conveyancing
$4,000
Valuation Fee
$2,500
SMSF Setup
$5,500
Pest Inspection
$800
Total Acquisition Cost
$233,800
✓ SERVICEABILITY PASS
Ratio: 1.23 ≥ 1.0 ✓Annual Cashflow Summary
Net CF (incl. contributions)
$10,532/yr
After all costs
Extra Cashflow Leftover
$10,532/yr
No extra repayment set
Weekly Net CF
$203/wk